Thank you, all, for a warm welcome!
As for Windows 10, I installed it a few days ago and so far I've only had to install new printer drivers and I've changed security and other settings, too. My computer is a 23 inch all-in-one and had Windows 8.1 running on it already and the 10 install went pretty well. So far I like it. I was a little concerned with my favorite graphics program working in it or not, PhotoImpact, since that will never be updated (grrrr) and it was a bit shaky at first, but it seems to have gotten it's Windows 10 legs and working just fine. WHEW!! Yes, i have PS and others but my favorite is PhotoImpact. oh oh ... did not make an image backup and thankfully it is ok.